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Vehicle recovery for lenders

Nationwide vehicle recovery, documented at every step.

Blue Car Recovery handles repossession, impound, locksmith, and post-recovery work for banks, credit unions, and finance companies in all 50 states, with every assignment tracked from intake to close-out.

01 Intake and verification
7 hrs to assigned

Every assignment becomes one accountable case.

Assignments arrive through RDN, MBSI, or our own API, which lets lenders and partners connect directly to our system. Before anyone rolls, we confirm the account, VIN, collateral and our authority to recover, and every update syncs back to the system the assignment came from.

VERAInbound assignments· RDN · MBSI · API– ▢ ✕
Lakeshore Credit UnionMBSI2019 Pickup · White · Acct 30-1187
Northline Auto FinanceRDN · New2020 Sedan · Silver · Acct 30-2291
Pinecrest BankAPI2021 SUV · Gray · Acct 30-2302
Harbor Valley FCUDirect2018 Coupe · Blue · Acct 30-2310
VERACase BCR-48213· Northline Auto Finance– ▢ ✕
Vehicle
2020 Sedan · Silver
VIN 9ZZSD2F30LA018406
Verifying
Before anyone rolls
Account confirmed with lenderAcct 30-2291
VIN verified against title record…018406
Collateral matched2020 Sedan
Authority to recover on fileSigned 10/05
Synced to RDN Assigned · Summit Recovery Group 7h 02m from intake
Assignment received from RDN
Title record matched · VIN verified
Repossession order on file
Assigned to Summit Recovery Group
02 Locate and recover
3 days to recovered

Watch the field move in real time.

Licensed agents and their drivers on one live map, with every ETA and every recovery as it happens. Photos and location are captured on scene.

Harbor City · live field
Streets © OpenStreetMap contributors, ODbL
VERADriversLive
Theo Marchetti7 minSummit Recovery Group · BCR-48213
Dana Whitlock18 minCoastline Recovery · BCR-48217
Luis Abernathy11 minInland Asset Services · BCR-48236
Recovered today
14
Photos and location logged on scene
03 Police notification
21 min to notified

The local department hears from us, and the case shows it.

VERA recommends the right department for the recovery address. A CSR places the call, VERA writes the note, and your team is notified with the outcome: who answered, when, and what was said.

VERAJurisdiction· BCR-48213
Recovery address
1400 Harbor Blvd, Harbor City
Harbor City Police DepartmentRecommendedInside city limits · non-emergency line on file · 6 prior calls
Bay County Sheriff’s Office41%County line is 0.8 mi east of the address
State Highway Patrol12%Recovery was off the highway
VERACall · Harbor City PDOn call
Placed by
Dana R. · CSR
Started
11:42 PM
Duration00:00
Spoke with
Officer Reyes
Badge
4471
Recording
Saved to case
VERACall noteAI draft
Client notified
Northline Auto Finance
11:44 PM · Email + portal
04 Fees and agent pay
within 72 hrs to agent paid

Our recovery partners are paid within 72 hours.

No quick-pay fees. Every fee is checked line by line against the request and your authorization before anyone is paid, so nothing reaches your invoice that you didn’t approve.

VERAFee audit· BCR-48213 · Summit Recovery Group
LineReceiptRequestedClient auth.Approved
Hook-up$185$185$200$185
Mileage 12 mi$48$48$60$48
Storage 3 days$120$120$90$90
Keys$35$35$50$35
ApprovedStorage capped at client authorization$0
PARTNER PORTALPayments· Summit Recovery GroupLive
Paid this week
$1,280.00
Quick-pay fees
$0.00
PickupMon 9:12 AM
Fees verifiedMatched to request
ApprovedClient authorized
PaidWed 2:12 AM
41 h72-hour promise
…018406 · 2020 Sedan · Silver
Wed, Oct 7 · Paid in 41 h
Paid$358.00
…9A8817
Wed, Oct 7
Paid$375.00
…E63402
Tue, Oct 6
Paid$610.00
…7C1158
Tue, Oct 6
Paid$295.00
05 Close-out
3 days to released

Closed out, reconciled, delivered.

Your transport books a pickup slot at the agent’s lot. VERA generates the release form and condition report, and the final invoice reconciles against the original assignment.

VERAPickup requestNew
From
Northline Auto Finance
Transport
Keystone Auto Transport
Contact
Erin Vance
Window
This week
Vehicle
…018406
VERASchedule pickup· Harborline Recovery lot
Booked · Thu Oct 15 · 10:00–12:00Keystone + lot notified

Vehicle release form

REL-20931
Release to
Keystone Auto Transport
Authorized by
Northline Auto Finance
Pickup
Thu Oct 15 · 10–12

Condition report

CR-20931
Exterior
No damage
Keys
1 set
Photos
24 on file
ReconciledFinal invoice matches the original assignment
Recovered
Stored
Release scheduled
Released
Closed

Assigned, recovered and released times are medians from our case system, impound-recovery assignments May–September 2026; police notification is the median of 192 completed police calls over 90 days; partner pay is our 72-hour commitment. Every name, VIN and amount in these screens is fictional.

Services

Four service lines, one accountable team.

SVC-01RepossessionVoluntary · Involuntary · Skip tracingLicensed agents nationwide, federal and state rules met on every assignment.
SVC-02ImpoundsTowing · Storage · LiensMunicipal towing, storage management, lien processing and owner notification.
SVC-03LocksmithKeys · Ignition · Lock-outsMobile automotive locksmiths for recoveries and standalone requests.
SVC-04Post-recoveryCondition · Auction · DeliveryCondition reports, inventory, auction prep and delivery to your facility.
Recovery network

Our own dispatch. Vetted partner agents in all 50 states.

50States served
10,000+Assets recovered
143Partner agents
$1MWrongful-repo cover
/networkSee the network coast to coast

The coverage map, how every agent is scored, and how each vehicle is matched to three suggested agents.

Explore the network →
The portals

See exactly what your team and ours see.

Contact

Request a quote or our due-diligence packet.

We reply within one business day. 1 (844) 246-3642